Hand-Picked Partner SERVICES
The Website highlights below selected services. We personally use most of them. For ease of review then partners have been grouped into financial planning & legal, banking & investment, travel & insurance, and technology and key benefits have been provided. While use cases vary by person, organization and situation then we encourage their consideration, and suspect that they may make you smile. We take no responsibility for any provision or usage of services from noted organizations.
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Selected Partners – Financial Planning & Legal
ProjectionLab
“Build financial plans you love”
ProjectionLab beats other financial planning tools hands-down. Complimentary to an everyday finance tool. Helps to answer questions such as When can I retire? How much do I need to save? How much can I spend? Should I retire overseas? Estimated final estate value? Impact on future if [stuff] happens?
- Holistic finances – all family assets, liabilities, income & expenses
- Independent technology platform – no tied product sales
- Scenario analysis – create, edit & assess results of multiple futures
- Cashflow analytics – see money flows in Sankey diagrams
- Graphical output – visualize finances with intuitive charts/tables
- Tax analytics – international tax rates, so easy to model relocation
- Net Worth – calculate and track net worth over time
- Chance of success – test financial plans with Monte Carlo simulations
PocketSmith
“Best budgeting & personal finance software”
Pocketsmith is a leading personal finance application from New Zealand. Like Quicken, YNAB and Mint then Pocketsmith offers granular, categorized budgeting. But Pocketsmith also has scenario-based (what if?) 60-year cashflow financial planning & customized dashboards. 360,000 customers worldwide.
- Total financial view – All banks, cards, investments, more in single view
- Bank sync – Auto transactions, categorization from 12,000+ institutions
- Organize transactions – Categorize, label, annotate spending as wish
- Easy financial forecasting – View annual finances for next 30-60 years
- What-if scenarios – Change assumptions. Assess financial future impact
- Insightful analysis – Customizable dashboards, financial reports
- Multiple currencies – Auto currency conversion of international amounts
- Secure – Encrypted connections. Read-only bank feeds (Yodlee, Plaid)
Selected Partners – Banking & Investment
Wealthsimple
“Better than your bank”
Wealthsimple is a Canadian digital bank with over $100 billion assets under management and over 3 million customers. Entrepreneurial innovative culture has created diverse products, low fees, competitive interest rates, bolt-on extra services and attractive promotions within a digital-only financial institution.
- Diverse products – Bank, invest (RRSP, TFSA, ..), mortgage, credit card
- Deposit insurance – Up to C$1 million covered on non-registered deposits
- Bank account fees & income – No monthly fees, competitive interest rates
- Self-directed investing – Canadian & US markets, crypto, gold
- Custom portfolios – Diversified for personal goals & risk appetite
- Scalable benefits – Better interest rates & rewards for higher total assets
- Full service wealth management – Access to financial planning experts
- Tax – Online tool prepares & files personal income tax (ex SimpleTax)
InteractiveBrokers
“Professional international online broker”
InteractiveBrokers is a multinational brokerage firm that offers low-cost investing on international stock exchanges and foreign exchange. IT is regulated in multiple major global jurisdictions. In 2024, the InteractiveBrokers processed an average of 2.6 million trades per trading day.
- Many products – Stocks, bonds, funds, options, futures, derivatives
- Low trading fees – Among the cheapest commissions globally
- Wide market access – Trade on over 150 global markets
- Currency conversion – Real-time multi-currency
- Fractional shares – Buy small portions of expensive stocks
- High interest rates – Competitive returns on uninvested cash amounts
- Robust mobile app – Full trading functionality
- Account security – Multiple security features, including 2FA via app
Wise
“One account, for all the money in the world”
Wise, formerly Transfer Wise, offers personal and business international accounts for sending, spending, receiving and converting money like a local. Wise is a UK financial technology company, publicly traded in US and UK, and regulated. Millions of customers globally move around $22 billion each month.
- Send money – Payments to/from local accounts (e.g. Interac, IBAN)
- Spend money – Visa debit card (ApplePay) converts funds as needed
- Convert money – Mid-market rates with no markup and fees from 0.1%
- ATM cash – Withdraw no-fee local cash from international ATMs (limits)
- Get paid – Receive local funds securely with real-time tracking
- International transfers – Convert funds to over 40 currencies
- Business – Multi-currency account can connect to accounting software
- Account security – 2FA, biometrics, encryption, monitoring
Selected Partners – Travel & Insurance
Genki
“Health insurance for digital nomads”
Genki is a specialist health insurer built for digital nomads, long‑term travelers, and expats that cannot access a traditional healthcare system. Usable with almost any licensed doctor worldwide, Genki combines flexible, subscription-style cover with the credibility of long-standing global insurance partners.
- Genki Traveler – Emergency medical insurance for international travelers
- Traveler policy – Accidents & illness. Hospitalization & medical transport
- Genki Native – Comprehensive long-term global health insurance
- Native policy – Preventative care, dental, vision & pregnancy
- Flexible destination – Usable with almost any licensed doctor worldwide
- International – Global coverage, inc US. Customers in 196 countries
- Flexible term – Monthly subscription without long-term commitment
- Reputable backers – Policies underwritten by Allianz and Barmenia
iPostal1
“The complete digital mailbox”
iPostal1 provides physical mail forwarding services. Over 4000 mailing address locations in many countries. Real-time notifications and scanned envelopes prompt customers for on-demand digital delivery, or mail forward or discard of physical envelope. Available globally via mobile app and website.
- Real address – Virtual mailbox to receive deliveries via mail & courier
- Mail receipt – Real-time notifications, with photo, of envelope at mailbox
- Mail options – Customer choose to scan to PDF, ship globally, or discard
- Bank deposit – Mailed checks can be deposited to customer bank account
- Secure discard – Unwanted mail can be discarded or securely shredded
- Other services – Local/toll-free phone numbers, voicemail inbox, fax
- Use cases – Digital nomads, travelers, private consumers, businesses
- Mobile app – Notifications, mailbox management, digital documents
TrustedHouseSitters
“Find petsitters and housesits worldwide”
TrustedHouseSitters is a technology platform that facilitates property & pet care for homeowners and travelers. Pet owners can travel without pet care anxiety or pet boarding costs. Housesitters can travel, enjoy pets, without accommodation costs. 230,000 verified members. 10,000 active listings in many countries.
- Win-win-win outcome – Pet owners, housesitters, pets all benefit
- Limited cost – Pet Parents & Housesitters pay annual fee (from ~$100)
- Pet(s) – Dogs, cats & other pets cared for in their home environment
- ‘Pet Parents’ – Select housesitter(s). Avoids pet boarding costs
- ‘Housesitters’ – Travel locally or overseas. Avoids accommodation costs
- Fair trade – Reasonable property & pet care attracts Housesitters
- Peace of mind – View past reviews of Pet Parents & Housesitters
- Rich app – Select favourites. Setup searches. Submit applications. Message
Selected Partners – Technology
Proton
“Privacy by default”
Proton is a Swiss privacy-centric technology company founded by CERN scientists in 2014. Proton offers a suite of common tools with end-to-end encryption, zero-access architecture, and open-source code, shielding users from surveillance and data breaches. Proton serves over 100 million users worldwide.
- Proton VPN – Fast connections from many international servers
- Proton Mail – Keep email messages private. 5GB to 2TB mailboxes
- Proton Drive – Secure online drive. 5GB to 2TB capacity
- Proton Pass – Secure password manager
- Other Tools – Calendar, Authenticator, Video Meet, Docs, Sheets
- Legal – Switzerland ironclad privacy laws & independent audits
- Revenue model – Income from customer subscriptions, not selling data
- Secure – End-to-end encryption. Proton unable to read customer data